Military Housing Insurance Program

Real Estate > Programs > Military Housing Insurance Program

As part of a commitment to improving the quality of life for military personnel, Alliant has used its specialized real estate insurance expertise to develop a military housing insurance program that enables developers and managers of military housing to offer personal property and liability insurance to military residents.

Available to members of the U.S. Army, Navy, Marines, National Guard, and Air Force, the program currently provides insurance to residents in more than 100,000 housing units on over 80 bases nationwide.

Military Housing Insurance Solutions

The Military Housing Program is offered through Professional Real Estate Insurance Solutions & Management (PRISM), the national real estate practice of Alliant. The program benefits from PRISM’s large volume, enabling Alliant to offer attractive pricing for comprehensive coverage and access to larger coverage sublimits than are available to individual customers through other products in the marketplace.

Program Coverages

Coverage is provided for damage to the resident’s property along with bodily injury and property damage liability arising out of the negligent acts of the insured.

Property Policy Summary

Coverage limits:

$20,000 personal property each residence, including but not limited to wind, flood, and earthquake
$10,000 debris removal each residence

Deductible:

$250 per occurrence, including flood and earthquake

Liability Policy Summary

Coverage limits:

$100,000 per occurrence
$100,000 general aggregate per residence
$100,000 products/completed operations
Fire legal available

Deductible:

• $0

Program Features

Dedicated claims team with after-hours access
Webinar or on-site training for community managers on coverage review
Custom brochure, provided to each military family, detailing coverage provided
Claim reporting training available
Claim benchmarking using the largest military housing program statistics database available, maintained by Alliant
Monthly safety newsletter

For more information, contact:

Patty Cosman

(248) 205-2934

The Specialty Leader Since 1925

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